Underdogs Only Win in Movies. The Repressive Desublimation in American Politics and Discourse. Part 1

Underdogs Only Win in Movies. The Repressive Desublimation in American Politics and Discourse. Part 1

Make America Great Again. This is the slogan of Donald Trumps campaign that I have to keep hearing again and again as the 2016 election looms over our heads.925393

The 2016 election cycle is shaping up to be just like 2012 and 2008 with fewer options and far worse choices across the board.

In 2008 I was working on the Ron Paul Campaign. I got behind Dr. Paul because he was the only candidate that stood out to me who in the very least was telling the truth and had 8-term congressional voting record to back it up. His ideas resonated with me. Talk of limited government, conservative economics and internet neutrality seemed were important matters to me and a lot of other Americans.

Unfortunately, in both those elections, Dr. Paul lost. In fact he didn’t even come close. People would ask me why I was working on a losing campaign, and told me I was throwing my vote away. I simply replied that I was going to get behind and vote for the person I believed was best for the presidency and that I didn’t care about what the news was saying or any of the bullshit you hear from people who only talk politics every 4 years when it’s on the T.V. everyday.

I remember all of the blatant tactics the media used to skew the polls for Dr. Paul, and the last minute changes by the RNC to keep him off the debate stages. I remember Dr. Paul barley won the Ames straw, then won the CPAC straw poll and then when he poled higher in the preliminary debates, FOX News decided just skirt the issue. Below is just one of many videos that outline just a couple of the events that took place.

After watching the Republicans tear themselves apart in the months following and ultimately losing the presidency to Obama for another 4 years, I was convinced that there was no place left in American Politics for anyone that was going to attempt to defy the establishment.

Now without getting all conspiracy theorist on you, I think when we look back at the case of Dr. Paul, most people would agree that the media snuffed him and that his attempts to bring subjects to the light like blowback, foreign intervention, auditing of the FED and the out of control budget deficit were not met with kind regard by the RNC, media and virtually the “establishment” as we know it.

What I learned during this time was that if the establishment (AKA media, RNC, Democrats super PACs etc.) could simply get the message across to the American Public that Ron Paul couldn’t win, then it would come true and it most certainly did.

The most common thing I would hear back in 08 and 12 when speaking and or advocating about Ron Paul was the logic behind the idea that Paul didn’t have a chance to win, therefore I would be throwing my vote away, and hence I am voting for someone else.

Well Clinton and Trump are among the most disliked Candidates to ever run for President according to this poll.clintontrump

History is repeating itself once again and we are seeing it play out right in front of us with Gary Johnson. In the next couple of weeks I am going to release a series of blogs as these event unfold, and it should get pretty interesting.

Keep this in mind when you are reading these…..

  • I have voted both republican and democrat evenly since I could vote
  • I am registered as a democrat currently, but have been registered as a republican, democrat, independent and libertarian in the past.
  • I usually follow the money and that leads me to the real answers.

Continue on to Part 2

Go Forward To Part 3

Underdogs Only Win in Movies. The Repressive Desublimation in American Politics and Discourse. Part 3

Underdogs Only Win in Movies. The Repressive Desublimation in American Politics and Discourse. Part 3

So let’s wrap this up. In the last two blogs, I laid some ground work in to some major problems in the political process today. To recap, I bullet point them for you:

  • 3rd Party Candidates don’t stand a chance…. ever, and it sucks!
  • The Media may be conspiring to stomp out any chance of an alternative candidate getting any air time as we saw in the case of Ron Paul, and Gary Johnson.
  • Being left with 2 horrible choices isn’t that much better than no choice at all.
  • The public sphere in general is getting pretty stupid and it’s scary.

So what do we do about it?

As I am finishing this last blog I am currently vacationing in Bali Indonesia. I love traveling and I LOVE Bali. One of the greatest experiences I get to have when I am traveling is running in to people from other parts of the world to get their take on how they perceive American Politics. The other night I was sharing a table at dinner with my Wife, 2 girls from Sweden, a guy from Germany and an Australian dude. The consensus was the Donald Trump is a buffoon, and Hillary Clinton is just down right shady. So, we were in agreement.

The next night while having dinner with my friend Luke and his girlfriend we got in to a long conversation about politics ranging from 1984, to 9/11 conspiracy theories, the Viet Nam War and my experiences traveling to Viet Nam to the War Remnants Museum in Ho Chi Man city.

This is the point that we all came to. Americans live in a state of irrational fear and the Federal Government has a lot of motivation to keep it that way. This is always apparent in every election, and any time someone, or something is trying to pull the wool over our eyes.

Politicians are professional liars. They say what ever they have to so they can get elected. The funny thing is that generally we all know this and agree that it is true, yet you will her people argue over who said what at some debate as if in 2 months either politician will follow through on any thing they said.

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So what should you do? Well, as I told my friend in our conversation last night, I believe that as long as millennials can get the rent paid, get a new iPhone, and have some money left over to get drunk on the weekend, they are going to do shit to change anything. I think people are indifferent, but being indifferent is not going to change anything.

Older folks like my parents who lived through the 60’s understand the importance of voting and a 3rd party, yet in a lot of ways it’s like they forgot about Viet Nam and the Nixon scandals in the 60’s & 70’s because here we are 50 years later in a long drawn out war with plenty of civil and racial unrest to go around and not one likable or redeeming politician in sight who actually has a chance to win.

I am beginning to think that most people just don’t give a shit anymore or they are like me, meaning they will vote their conscious not matter what, say fuck a political party and generally believe that things are probably just going to need to get worse before they get better.

That being said, if you do give a shit, and you are looking for some actionable items to help you decide who to vote for this year, I have provided some bullet points.

  • Don’t know were you stand politically, this will help you: https://www.isidewith.com/
  •  Follow the money. If you want to know who the next president is going to be soft on and quick to help out, simply look at who is donating money to their campaign.
  • You don’t need to pick a side, fuck what your friend said, don’t worry about your liberal college professor, and you can just tune out your parents when they start telling you how great Ronal Regan was. Just form your own opinion and if you feel like you need to change your mind, then do so, it’s a free country.

Finally, the most scary and sinister of all is the repressive desublimination of the public sphere which is more zombified than it has ever been. The only way to combat this is to turn off the news and find your own information. We are getting dangerously close to an idiocrocy generation and the Federal Government is starting to look more and more like Big Brother every day…. Don’t beleive me? Read this and prepare to have your mind BLOWN http://theantimedia.org/george-orwell-1984-came-true/.

Now go out and vote and enjoy this clip from Trump VS. Camacho Debate

Go Back to Part 2

Go Back To Part 1

Underdogs Only Win in Movies. The Repressive Desublimation in American Politics and Discourse. Part 2

Underdogs Only Win in Movies. The Repressive Desublimation in American Politics and Discourse. Part 2

Do you remember a time when a 3rd party was included in the debates or even a part of the mainstream political media in our life times? I don’t, I have been able to vote now for 24 years and there has not been one presidential election cycle that has included a 3rd party candidate.

Is this a good thing? Is having less choices better? Fuck no!

In a world where we have virtually any information readily available to us and literally have the choice to buy anything we want and have it delivered to us in 2 days thanks to Amazon.com, the highest office in the greatest country in the free world is boiled down to just 2 people every 4 years.

I mean come on, sure there were some preliminary debates on the blue and red side, but still we are talking like a group of 10 people where only 2 of them are going to make it to the final round.

The process has gotten way past the point of ridiculousness and headed well in to the realm of idiocracy to the degree where committing any amount of brain space and or time to follow the random bullshit that the media churns out or Donald Trumps Twitter feed is about as interesting as watching WWF pro wrestling.

I find that when I am speaking with people one on one about Politics, they really have no idea about what is really going on. For a perfect example of this, check out my buddy Mark Dice (Video Below). Mark does a great job at outlining just how uninformed people are.

Now just to make this fair, Mark Dice and don’t agree on everything but we do agree one thing for sure: Peoeple seem to have become more and more impressionable and susceptible to not only what the main stream media is selling, but the accumulation of and consolidation of false truths, mislead ideas compounding on one another and spreading of wrong information throughout the masses to an even less informed public sphere.

This is a phenomenon is known as Repressive Desublimation first coined by philosopher and sociologist Herbert Marcuse in his 1964 work One-Dimensional ManIt’s the idea the Pop-culture eclipses real culture and can be seen day in and day out in the political area.

Take the case of Trump and Clinton. Two Larger than Life figures who at the end of the day don’t really give a shit or could even begin to understand the daily struggles of your everyday American. I’m pretty sure Donald Trump has never had to suffer the pain of seeing medi-cal doctors or pay off school loans and I’m pretty sure Hillary Clinton who is a career politician is so far disconnected from what an average life looks like that her ability to identify with everyday people is merely an act that is being performed with the intention to sway someone to like her and ultimately vote for her.

Can you Imagine the last time Trump or Clinton did something like: Take the garbage out, fix a toilet, clip coupons to go grocery shopping or being faced with something like having to make a choice between spending money on repairing a broken car or making a school loan payment? I think it’s safe to say it’s been a long time.

So if you could get past the fact that Hillary should arguably be in jail for treason, and Donald Trump has legitimately defrauded several people, businesses and cities then the only redeeming quality should be that in the very least they are relatable to us and could serve the country well in the capacity of President. Not.

In the next blog I am going to dive deeper in to 3rd Party Candidates, the real underdogs, and try to make some sense on why the best and brightest people never seem to make it to the Whitehouse.

Go To Part 1

Go To Part 2

So whats the solution? Great questions. Follow me to Part 3 where I wrap this all up!

 

Our Epic Wedding

Our Epic Wedding

Shortly after I returned home from my wedding in Costa Rica, I felt motivated to do something with all of the footage I had collected for the year leading up to our beautiful wedding in Costa Rica and the entire week of fun that we had in Central America. I wanted to make something that Keeley and I would always be able to look back at to remember this time in our lives and show to our kids one day!

This entire movie was shot on cell phone cameras and Go Pros! Coupled with my limited video editing skills, I put together a 40 minute movie that tells the story of the entire year leading up to our marriage and I think it’s pretty epic.

In the movie, you will go on a journey with us and all of our friends to around the world, surfing, skydiving, dodging volcanoes and eventually see the moment that changed our lives forever.

I hope that you like it as much as I do! Now enjoy, and let me know what you think! Thank you in advance for watching and for everyone who was a part of this and helped make this happen!

How I made $1,200 in 15 Minutes from a beach in Nicaragua

How I made $1,200 in 15 Minutes from a beach in Nicaragua

It is not everyday that you really get to feel all of your hard work pay off. When I started currency trading 3 years ago, it was hard. There was a learning curve, and at times it seemed daunting and elusive to actually be successful at trading.

I really believe that when attempting anything new, there is going to be a period of time where you just suck at it. When you are a person who really likes to win, it can be difficult to attempt new things. The trick is that you simply need to accept the fact that you are a rookie, a noob, a kook or whatever and that you are not going to be killing it one month out of the gate.

Trading currencies has been a game changer for me. Coming from the sales and marketing world, investing in general seemed to be for brainiac types who were really good at numbers. I knew that I could always make money in a situation where there was something to sell, but could i have the same success as an investor, or as a FOREX Trader?

When I first found the Forex market I was vacationing in Bali Indonesia on a surf trip. On a day where there wasn’t any surf to be had, I started looking for ways to make money from a laptop…. (Watch the video, it will explain the rest so I can get on with my story)

Once I found the market and made my first couple hundred dollars before the sun came up one random morning, I was hooked! Unfortunately I never took in to consideration that in order to win at trading, you are going to take losses, and I was a guy who didn’t like to lose. I proceeded down a losing spiral of lost profits and nearly decimated my entire trading account in less then a months time.

I took a break from trading and was feeling pretty beat up by the market. Losing can really screw with you when catch a bad streak like I did. I was not prepared for the emotional turmoil that ensued. Unlike anything I had attempted before, currency trading required me do adopt a high level of emotional intelligence in order to be successful at it. So I got back up, dusted myself off, and got back to it.

I went back to  the school where I had originally learned how to trade. I went through the course again with no expectations and a new willingness to learn. 

The curriculum didn’t change, my perspective did. This time around, I was a lot more humble. After all I got my ass kicked. After putting in 6 months of hard work in, I starting to see some positive results in the form of substantial equity growth in my account. I was ready to take the show on the road, and see if I could really do this from anywhere in the world.

I headed down to Nicaragua with my girlfriend with 3 goals in mind:

  • Propose to my girlfriend
  • Surf some big waves
  • Pay for the whole trip currency trading from my laptop

I scored big time. The surf was macking, and I was pretty sure my girlfriend was going to say yes to marrying me. I was just waiting for the right moment to propose. I started doing my pre-sessions & technical analysis on the market looking for some trades one morning, and then just like that, a couple trade set ups presented themselves and I pulled the trigger!

— I was sitting in a youth hostel using their shotty wifi and hoping to God that the internet did not go out before I closed my trades. With in 15 minutes of trading I managed to pull 7 scalped trades netting me $1,272.96 after commissions. —

I closed my laptop, ordered an iced coffee and just sat for 10 minutes staring at the ocean and feeling like I had just pulled off a huge victory! I soaked it up, I proved 15 minutes of tradingthat not only could I trade, but I could do it from a shitty hostel with bad wifi in Central America. Later that evening, I asked my girlfriend to marry me and she said yes.

So I got 2 out of 3 of my goals done. Even though $1,300 was not enough to cover the entire trip, I felt like $1,300 for 15 minutes of my time was well worth taking the rest of the trip for myself and to celebrate my new engagement. Besides, the surf was macking remember!

The moral of the story is that If you put your mind to something and stick with it, you can do it. The path to success is not linear, but it follows a trend!

If you want to know more about how you can become a currency trader and make profits in the market from a lap top anywhere in the world click the logo below and find out more about the FX365 Institute!

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5-Step Process to find a career that will allow you travel the world

5-Step Process to find a career that will allow you travel the world

In my last blog I wrote about the Joy’s and freedoms of working remotely. If you missed it, read it here! This will give you a little better context of what I am writing about in this 5-Step process to finding the perfect remote job to keep you traveling and experiencing the world all while making money from your lap top.

Here is my 5-Step Process.

1 – Find a job, skill, or way that you can actually do that will produce income with out you physically needing to be there.

This is going to be your most difficult task. You may be saying to yourself “well I am a doctor, how could I possibly practice medicine from a laptop?” Well this comes down to how resourceful you want to be. My dad is doctor, a Podiatrist to be exact and he has been looking into what is know as “tele-medicine” which is basically on call and on demand video conferencing from doctors to patients. Say you have a foot problem, you go on the site, set an appointment, my dad would accept it, you are instantly connected, he gives your advice and recommendations and your done. The system charges the patients credit card and they go on their way. Booya, there is a way a doctor can work 100% remotely. You may be surprised what you find if you really start thinking of all the different ways you could monetize your skill sets right from a computer from anywhere in the world, don’t worry, we will get to that in number 2.

2. Get really good with technology.

If you are going to have any chance at being an entrepreneur on the road, then you are going to have to get really good with leveraging technology and automation. What do I mean by this. Well put it this way, I can pretty much run all of my business from my iPhone. Everything from a CRM to a VOIP telephone system that allows me to communicate effortlessly through WIFI any where in the world. This means that if you are planning on getting in to a business that has to ship “real” goods and logistics as well as a customer service dept. will be necessary, than you are going to have your work cut out for you. I am not saying that it is impossible, just going to take a couple extra steps of strategic planning and utilization of technology that automates the process.

3. Simple is better.

A good business is not necessarily a complex business. I would consider a solid business to be one that is profitable, allows you to live the life you desire and takes care of it’s employees and it’s customers. Some of the best businesses that I know of were born out of the simplest ideas or needs by a consumer. Take for example the work we do at the FX365 Institute, we teach people how to trade currencies all over the world from office in San Diego. We have students in 20 U.S. States and 4 countries that take our course 100% remotely and learn a skill set that allows them to make money in the foreign currencies market anywhere in the world from a laptop.  Don’t over complicate this part. The less you need to run your business, the better off you will be.

4.How much do you really need to make?

My favorite part of explaining these concepts to people is conveying the fact that a business only needs to make you a “enough” money in order for it to change your life. If you added up all of your expenses annually, and then added in the costs to live in another country or to travel a couple months out of the year I think you will be surprised to find that you don’t need to make $300K per year to achieve your goals. In fact, I have been able to travel about 2 months out of every year for the past decade making around $100k per year. The best part is that I only really needed about $60K to sustain so any extra money that I make on top of my yearly nut goes in to savings and investments. This allows me to stay diversified, active in the markets using online portfolio managers, and open to new ideas and businesses while I can keep the quality of life I have come to enjoy. The point is to make enough and then a little more. You don’t need to be a millionaire to pull this off.

5. Multiple Streams of Income remotely

 I know you have heard this one before, but maybe not through the lens of doing it remotely. Every book I have read on this topic is about real estate and multiple businesses that would require you to physically be somewhere to manage those streams. When you start to venture down the road of working remotely you start looking at businesses in a whole new light.

I have come up with a couple of questions that I use to test the remote possibilities of a business. These days, if they do not get passed these questions with a yes, then I am probably going a different direction. I wrote two articles that may give you more context when it comes to working remotely, follow the links below to check them out:

Does your remote business pass the litmus test? (Number 3 is the money shot!)

Does your remote business pass the litmus test? (Number 3 is the money shot!)

Does your Remote business pass the litmus test? Could you actually leave the country for weeks or months at a time and still count on the business to grow on its own and produce income.

In this article I am going to share with you some of the most important questions that you should be asking yourself to avoid a career that is going to keep you chained to your desk.

When I am approached with a business or come up with an idea, I ask myself these following questions to help me decide if I should even consider pursing the business. I wrote a blog recently about The Joys of working remotely and also my 5-Step process to finding the perfect career where you can travel the world and work from a laptop.

I have come up with a couple of questions that I use to test the remote possibilities of a business. These days, if they do not get passed these questions with a yes, then I am probably going to go a different direction. I wrote two articles that may give you more context when it comes to working remotely.

Now for the smell test questions:

1.  If I spent a year building this business and I left the country for 2-4 weeks with out being able to call back or answer any emails would it still be standing when I go home?

This may take some introspection and some deep thinking about what the business is, who it would involve and what you would need to figure out to get all of the pieces together. This type of think and evaluation will become paramount when assessing situations for your business in the future, so play the tape out and visualise as best as you can where you would see yourself and the business in a year or two.

2.  Is this a business I can run myself, or will I need to hire or contract out work to properly run it and if I do, will I be able to effectively manage the team remotely? 

If you can do it on your own, great, do it! Unfortunately most enterprises even small ones will need to depend on others to accomplish what ever it is your business will do or provide for people. The question you need to concern yourself with is can you effectively manage then from a far or set the business up in a way where employees or partners can or would be self serving and motivated to accomplish tasks day to day to keep the company running smoothly. 

3.  On a scale from 0%-100% how much of the business can I automate?

(0%-60% is no good / 60%-80% is ok / 80%-100% is ideal). Automation is going to be key for you to managing efficiently from a far. It will allow you to batch work and delegate important work properly. Also it really allows you to step away from the business or parts of the business for days or weeks at a time and then come back to spot check at a later date. Most importantly automation usually takes the place of what human used to do and will allow you to perform more high value activities for the business.

4. Will it make me enough money to give me the life I desire to have and if so how long will it take to get me to that point? 60 Days? 6 months? A year? 

For more on this topic check out my blog I wrote on Time vs. Money! This will really put this step in to perspective for you.

5. Pros and cons list – Now for the final step, write down all of the great things about how the business is going to get you what you want out of it. Examples could be things like “90% automation” or “allows me to travel 6 months per year” etc and then do the same for all of the potentially negative elements about the business. Make sure to be real with yourself here. Don’t sugar coat this part.

Once you have completed all of these steps, then you will have a solid understanding about what you could potentially be getting involved in. I can’t stress the importance of the exercises!

Working as a management consultant for a number of years I have a keen ability to understand what is going to make a business succeed or fail. Unfortunately most folks don’t even think about these things when starting a business. Instead they get excited about the idea, or one aspect of the new business and run with it throwing caution to the wind and ignoring or simply not flushing out the idea and all the pit falls that would ensue first.

Be smart, be savvy and get the business that will give you the life you desire but don’t ever be afraid to give your idea a litmus test! It will save you time, money and heartache in the future. These simple actions will keep you on the right track helping you to avoid a business or an idea that will stand in the way of a more well suited business or opportunity that will give you everything you need.

 

 

 

The Joys and Freedoms of Working Remotely

The Joys and Freedoms of Working Remotely

Do you ever dream of being able to run a business from anywhere in the world? Have you ever found yourself looking online for different ways you could travel abroad and somehow make an income while you were half way around the world.

Over the past decade I have been perfecting this skill. The truth is that it is not as easy as it sounds. This is especially true if you are used to a 9 to 5 standard day job. The dream of one day quitting that job and breaking free from the chains of the corporate world can be elusive and fleeting.

When I was 22 I left the country for the first time. I had always wanted to travel but I was a troublemaker growing up and spent the later part of my teen years in rehab getting sober. By the time I was 20, I had been sober for a couple of years and my life was back on track, so I decided to leave America and embark on an adventure.

I signed up for a study abroad trip to Spain, paid the money and prepared to leave home. To be perfectly honest, this trip wouldn’t be my first time out of America, I frequently went to Mexico in my teen years growing up in San Diego. None of my trips to Mexico had any real cultural importance. In fact, I don’t even really remember what transpired during most of those trips and never really made farther the the Tijuana bars on Revolution Blvd. This trip was going to be different, I was with college kids, and there was some structure, so I figured that was a good place to start.

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I remember getting off the plane in Madrid. I was bustled away from the group with my host mom who didn’t speak a lick of English and was given a room in her little apartment. I was super jet lagged and had never been on a flight that long in my life so I passed out immediately.  When I woke up it was dusk outside. I walked down the 4 flights of stairs and sat out on the side walk in the neighborhood I was staying in listening to all of the sounds of the city and taking it all in. The smells, the cars, the food, everything was different, I didn’t know anyone around, and I was far from home. I was in LOVE.

This first encounter of Wanderlust was intoxicating to me. I vividly remember it and I was so grateful to be in that moment experiencing life again in a new way for the first time.

I thought to myself, what if I could do this all of the time, what if I could just travel a lot? It was sometime on that trip that I decided I was going to need to find a line of work that was going to allow me to do this. About a week before the program ended, I told my professors running the program that I wouldn’t be accompanying them back to America, and stayed in western Europe an additional 4 months traveling around Spain, Italy and France.

Once I ran out of money, I came home. At that time I was running a Mortgage office which surprisingly was still standing after my almost 5 months of me being gone. It didn’t matter though because I came home in September 2008 just in time to watch the housing market collapse completely. I was screwed. I had done really well for a kid who dropped out of college to get rich but it was all back firing now and traveling was the last thing on my mind.

After the dust settled I was about $190,000 in debt and in need of a new career. I had decided to go back to college a year earlier and had about a year and a half left for my undergrad degree so I figured I would spend the next 2 years finishing college and finding a career that would set me up to travel the globe and make money while I was doing so.

The first business that I found that worked really well for me was multi-level marketing. It seemed like a great fit, I was recruited in to a company being sold the dream that if I spent a couple years working hard at building an organization, it would eventually take off and continue to pay me residually. This was PERFECT. I could build the business for a couple years to about $100K per year then disappear to Indonesia

For a first timer in MLM, I did incredibly well, and I build that $100k per year income in a short amount of time but it was short live. The first company I was with asked me to leave and the second company I joined eventually went belly up. Also every time I would leave the country on a trip, I found myself on my phone or laptop the whole time putting out fires and that was just plane stupid.

When I finally walked away from the industry I decided to put my entrepreneur hat back on. I had raised some money for a tech start-up and was actively learning how to trade currencies in the FOREX market.

I never lost site of my desires and dreams of being able to make money from a Laptop; I just needed to be a little more resourceful. I found that as long as I can offer real value to a client even being a great distance away, that my capability to earn money anywhere where I was in the world would be there.

So over the past 5 years I have been doing just that. Most of the consulting work that I do is never from an office, maybe my home office. I do keep an office at the Currency trading school that I have a long-term contract with but they have always been cool with me leaving and making my own schedule. Again, I attribute that leniency to the results I am able to deliver. The moral of the story is that there is a million ways to make money and add value to a person, place or business, however you need to be resourceful if you are going to do this from a laptop half a world away.

I have put together my top 5 tips to finding your own way to take your business on the road with you for good. Read “Top 5 Tips to Working remotely.” To see what it’s all about

Using your smart phone while traveling abroad

Using your smart phone while traveling abroad

If you are like me and are a nomad traveler that works remotely then having a working smart phone is an absolute must. Aside from getting work emails, checking the market and other tasks that you may use your smart device for on a daily basis, your phone is the most incredible travel essential for a remote nomad.

Imagine being in Viet Nam for the first time and you need to rent a scooter to find your hotel you booked on kayak, well imagine if you could get turn by turn directions from your iPhone with out having to ask a sole for directions.

Or, what if you are in Indonesia for the first time ever and are trying to haggle with street vendors to buy a shirt or exchange American Dollars for Indonesian Rupiah but you have no idea what the exchange rate is? Imagine being able to jump on to the XE currency app and know exactly what your $20 USD is actually worth.

Smartphone owners spend an average of more than three hours per day using their devices. That doesn’t necessarily stop when they go on vacations or work trips outside of their home countries. But if it’s not done right, international mobile internet access can be sketchy and it can cost a lot.

Here’s everything you need to know to get affordable access to data while abroad.

Find out what you’re working with

International roaming has gotten easier and cheaper over the past few years, but some older phones may still have issues. The vast majority of smartphones in the world run on a common type of network called GSM, but some older phones from the US and other countries use a different, incompatible technology called CDMA, which could limit where they might work. (Most newer phones sold by CDMA carriers, including Verizon and Sprint in the US, are “world phones” that can use GSM networks.) When it comes to newer, faster “4G” networks, most operators use a format called LTE, which has other compatibility issues between wireless bands. But roaming often still happens on older, slower networks.

If you know your phone will work where you’re traveling, next check to see if your phone is unlocked, which would allow you to switch SIM cards to another operator. Many carriers still lock phones to their networks, especially when they subsidize the price. In the US, nearly all Verizon Wireless smartphones are sold unlocked. Some providers, such as Vodafone in the UK, also need to be told if you’re leaving the country, so make sure to check if you need to let your provider know before you leave. If you bought your phone unlocked, or have unlocked it through an unlocking service, then you’re all set.

Figure out what your provider offers

Most mobile providers have international partners and offer international calling and data plans. And while they continue to come down in price, most are pretty expensive—and some are absurd. In the US, for example, AT&T charges $30 for 120 megabytes of international data use—which could last hours or days, depending on your mobile-data frugality. Sprint is worse, charging $80 for just 85 MB of international data. WIND in Canada charges C$8 ($7) per day to lower its international data rate to C$1 per megabyte—which is still rather expensive. The worst are plans or countries that still charge very high amounts per megabyte. In the United Arab Emirates, for example, Verizon Wireless still charges $20.48 per megabyte, which is prohibitively expensive for almost all uses.

Some providers offer a flat daily rate for international use, on top of regular charges. Vodafone in the UK charges £5 ($8) extra a day when you use its phones abroad. The European Union recently slashed data maximum roaming rates allowed across the region, so if you’re traveling from one EU country to another, you can find out the maximum that your provider can charge you.

There are a few providers that have international roaming—to select countries—included at no cost in their plans. Recently, T-Mobile in the US started offering unlimited roaming to over 120 countries, with the catch that download and upload speeds are capped at slow speeds. (It’s fine for most uses, including email, maps, and social media, but it won’t work for video or VoIP calls. But you can pay more for faster speeds—$50 for 500 MB over 2 weeks.) Three in the UK offers free roaming in some other countries, such as the US, France and Australia. Japan’s SoftBank recently launched a promotion that allows customers to pay the same rates when using Sprint’s US network (which SoftBank owns.)

Buying a phone abroad

If all you want to do is make calls while you’re abroad, there are some countries where you can buy a cheap pay-as-you-go phone. In the UK, you can pick up a simple phone for just 99p ($1.50). Some of them even have some amazing Siri-like features. In most countries, however, the cheapest phones won’t be less than about $50, so it would make sense just to stick with getting a new SIM-card for your own phone, or using a Wi-Fi-calling app on your smartphone.

Buying a SIM abroad

If you’re going to be somewhere for more than a week, or plan to use a lot of data, it may be worth buying a local SIM card. At London’s Heathrow Airport, for example, you can buy a variety of SIM cards from vending machines after baggage claim.

For the best deals, you’ll be better off heading to the local high street or mega-mall. With Vodafone UK, for example, you can buy a £10 ($16) top-up and get 500 MB of data and 100 minutes that you can use for 30 days. In France, Orange sells prepaid SIM cards at its stores, and 500 MB data top-ups for €10 ($12). If you’re visiting the US, T-Mobile offers prepaid SIM cards for $10, with an option to pay by the day for unlimited data for $3 a day. In Japan, B-Mobile offers relatively inexpensive data-only service to foreign visitors.

Some providers, like Three in the UK, also offer short-term contracts that you can cancel after the first month that are equally affordable. Just don’t forget to cancel them when you leave the country. China Mobile offers a SIM that works in Hong Kong and mainland China for 90 days for HK$120 ($15).

Some countries have mobile resellers, like the UK’s Carphone Warehouse, which will have options for multiple mobile providers. Find a sales representative and ask them to help you figure out which option works best for you. If the country doesn’t have resellers, many will still have standalone stores for each mobile provider. If you’re buying a SIM for your phone, figure out which providers are compatible with your phone before you go in. If you don’t speak the language, it might be helpful to write down some basic requests, like “nano-SIM, 1 GB data”—or look for their sales pamphlets.

If you’d rather have everything sorted out before leave home, GigSky is another option. For $19.95, they’ll provide you with a SIM that lets you access data networks in most countries. But their rates are generally higher than buying a SIM from a local provider.

There are some downsides to using a foreign SIM. Most notably, unless your phone has two SIM slots, you likely won’t have access to your home number, or calls or text messages that go to it. And certain services tied to your home number, including Apple iMessage and WhatsApp, may need to be reconfigured—an annoyance at best.

An O2 mobile store in the UK. Mobile stores are often clumped together, so make sure to shop around.(Reuters/Luke MacGregor)

Many countries ask for a passport for identification when you buy a mobile service. In some countries, such asSouth Korea and South Africa, it’s difficult to purchase any mobile service without a local address or a visa that lasts longer than 90 days. If you have a friend in the country you’re visiting, ask them if you can use their address to sign up for an account. If you have no contacts, check to see if there are options to rent a phone from a local provider. Otherwise, you may have to rely on Skype and messaging apps over Wi-Fi, or whatever roaming your home provider offers.

Using your phone

Make sure to test out your new SIM card before you leave the store. Usually, you’ll need to restart your phone before the new service will start working. (Sometimes, it could take hours to activate—less ideal.) It’s a good idea to send a text or call someone just to make sure everything is working. You’ll also need to figure out the country dialing code for the country you’re in so that people back home will know how to reach you.

Penalty fares for going over data limits are severe on most carriers, so make sure to choose a plan that will cover the amount of data you’re likely to use while abroad. AT&T has a calculator to help you estimate how much data you use if you’re not sure. It’s probably best to avoid doing anything too data-heavy while abroad, like streaming music or videos, or downloading games.

Calling home will be expensive on almost any plan you purchase. You can check to see if the provider you’re using offers any international dialing plans that you can add on to your service. In the US, AT&T’s international dialing plan is an additional $5 a month. In the UK, you can add an international dialing package to a PAYG plan for £10 ($16). Alternatively, you can stick to Wi-Fi options, like Skype or Apple’s FaceTime.

There are also apps you can use to call from abroad. Roamer lets you make and receive calls from your regular number, even while you’re out of the country. Vonage also offers cheap VoIP calls through its apps for iOS and Android phones.

Other things not to forget

  • Buy an adapter for your phone’s charger before you leave. It’ll be cheaper to do at a local electronics store or from Amazon than the airport.
  • Download anything that’s going to be useful—city mapstravel guidesfuturistic translation apps—before you leave, so you can use them to get around the city before you purchase a new SIM.
  • Turn off data roaming or leave your phone in airplane mode when you land. This way you won’t get surprised with data charges from your local carrier.
  • Make use of Wi-Fi at cafés and hotels. Many cities also have hotspot networks that you can join for a fee. There are also worldwide Wi-Fi networks like Boingo, but they’re often as expensive as buying a local SIM plan. Fon lets you join Wi-Fi networks around the world if you share yours at home.
  • Both Android and iOS phones let you check how much data you’re using. On iOS devices, go to Settings, then Cellular. On Android, go to Settings, then Data Usage. You can also set a limit on Android so you won’t exceed your plan’s data allowance. It’s smart to reset your counters when you start using a new network or SIM card so you get a good idea of how much you’re using toward any limits.
The Definitive Bali Travel Guide

The Definitive Bali Travel Guide

Bali is one of my favorite places to travel to. The first time I went back in 2010 I fell in love and it stole my heart. Since then I have been back multiple times, and I currently in the process of looking for a villa to buy so I can live between there and San Diego a couple months out of the year. I have been there so any times now that I have become somewhat of an expert on making your way there and how to avoid some of the typical tourists traps. Reading this blog will save you a couple of hours sifting through trip advisor and lonely planet. Enjoy!!

Bali Demographics

Population of Bali is about 4.1 Million with about 6 million tourists in and out each year.
Religions
Unlike most of Muslim-majority Indonesia, about 93.18% of Bali’s population adheres to Balinese Hinduism, formed as a combination of existing local beliefs and Hindu influences from mainland Southeast Asia and South Asia. Minority religions include Islam, Christianity, and Buddhism.
Language
Balinese and Indonesian are the most widely spoken languages in Bali, and like most Indonesians, the vast majority of Balinese people are bilingual or trilingual. There are several indigenous Balinese languages, but most Balinese can also use the most widely spoken option: modern common Balinese
Currency – Indonesian Rupiah
English is a common third language (and the primary foreign language) of many Balinese, owing to the requirements of the large tourism industry. Staff working in Bali’s tourist centers are often, by necessity, multilingual to some degree, speaking as many as 8 or 9 different languages to an often surprising level of competence.
Culture
Bali is famous for many forms of art, including painting, sculpture, woodcarving, handcrafts, and performing arts. Balinese gamelan music is highly developed and varied. The dances portray stories from Hindu epics such as the Ramayana. Famous Balinese dances include pendet, legong, baris, topeng, barong, and kecak (the monkey dance).
If you are thinking about planning a trip to go there, I have put a guide together to help you out

Flights to Bali

You can find flights from the US ranging from about $650-$1400 round trip for a standard economy ticket.

If you’re a surfer.

Bringing surfboards boards can make or break your travel budget. YOU MUST CHECK TRAVEL AND BAGGAGE RESTRICTIONS on all airlines. For example. China Air charges $100 per board each way when EVA air will charge $100 for a board bag (up to 2 boards) each way. You can find a really cheap ticket and end up paying $400 to get your boards to and from, so make sure you check before you buy.

Also, I have simply bought a surfboard when I got to Bali and sold it when I left, you lose about $100-$150 on the resale of the board, but it usually ends up being a wash.

Accommodations 

I have included a short list of all the popular places that people usually stay. If the name of the city is not on the list below, don’t stay there. For a group of 4+ people of mixed surfers and non-surfers, I suggest Canggu or Seminyak through Airbnb. Should be about $150-250 for a 3-5 bedroom place. Uluwatu is cool to stay at but there isn’t much to do on that side of the island exact go surfing.

Here is the break down:

  • Seminyak – Cool, lots of shopping nice area, not crazy like Kuta
  • Kuta – Mother fucking shit show if you like to party. Never Quiet, farthest from traditional bali, lots of drunk Australians
  • Canggu – Quiet, and where all the hipsters hang out.
  • Uluwatu – Surf Surf Surf, not much else to do
  • Ubud – Lots of Yoga, far from the beach.

MONEY – If you don’t have your capital one account yet, get it TODAY to make sure your card gets here in time!

One thing that you will need on your trip is access to $. I use a capital one account that charges no ATM or international fees and the best part about it is that if you use this link to sign up for the account, then you even get a $20 bonus just for opening it up.

The checking account has no FEES, No minimum balances, no gotchas or any other bullshit, it is my GO TO travel fund that I have used for years. So everyone reading this please follow this link, open an account with enough time before your trip to make sure you get your Debit/ATM card before you leave.

I’ve got it figured out to where you can pull money out of an ATM in Bali getting NO FEES ON EITHER SIDE!!!!

https://r.capitalone360.com/PNZJXWNyrj

  1. Make sure to bring Money for the ride the ride to and from the airports.
  2. Keep roughly $150-$300 cash USD for the trip

Here is what you can expect to be spending daily and what things cost.

  • Scooter rental $4-$7 per day
  • 1 hour massage $5
  • Breakfast $3-$5
  • Lunch $3-$5
  • Dinner $5-$8
  • Pre Paid Sim for Cell phone including internet $15 then about $10 per week ($35 for the whole trip)
  • Water – $3 per day
  • Gas for scooter every couple of days ($8)
  • Then incidentals, but you should plan for about $30 a day tops!

Travel Insurance 

I take out a travel insurance policy anytime I leave the country. I have ended up making a claim on it about 50% of the time. Travel insurance covers everything from Broken Boards, Smashed or Stolen Go-Pro to lost and delayed baggage and trip cancellation and or Medical expenses. Some people think their credit card covers this shit but it doesn’t. On average a travel insurance policy for a trip that we are taking is going to run you about $80-$120 and is worth EVERY FUCKING PENNY!

I usually go directly to my local AAA office and do it there, however if you are not a AAA member, here is the company I have used and they are solid and have paid out all the claims when I made them http://www.allianztravelinsurance.com/

Packing List 

For your convenience, I have included my packing list I use for Indo trips, this will cut down on you bringing a bunch of extras stuff and ensure that you have all of your really important items. (Click link to download the excel spreadsheet)

Cell Phones and Calling Home

You can get a cheapo phone in Bali to use to make calls locally or you can do what I do and get and “Unlocked” phone and buy a pre-paid sim card for it. Usually your best bet is to get an old iPhone, like a 5 or 5s (around $100) and just use it there. They are really convenient to have because you can get internet on them and use Google maps feature for turn by turn directions while you are navigating around on your scooter. Just makes sure that it is unlocked and you are good to go.

Otherwise you will be using Skype to make phone calls home, so if you don’t have an account, set one up and put $10 worth of credit on the account. Thats all you will need to call home, unless of course you have Mac or what to use FaceTime from your iPhone which is free with Wifi.

Here is a breakdown of the time changes so you can make calls.

Bali time change

 

 

 

 

 

 

 

 

Ok thats all you need to know. Your welcome as a bonus, I threw in the surf guide.

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