by Steve Wolf | Dec 12, 2013 | Business, Giving Back, Health & Wellness, Lifestyle, Mental, Spiritual & Mental, Wellness
They say it takes 30 days to start or break a habit, and I say screw all that psycho-babble. It takes one day to break a habit, the day you stop doing it. However to form a habit, that’s going to take some time, 30 days – a lifetime sounds about right.
I gotta say I bit off a little more than I could chew this week. Like usual I’m trying to take on the world. Once I sit down and start writing I lose track of time and after 3 revisions and 2 hours, I have a blog post. So tonight we’re going to keep it short and sweet. I committed to blogging everyday but due to my new job (AWESOME!) and my Forex Trading school that I just signed up for along with the 10 Day cleanse I’ve been on for 4 days, I’m a little overworked, underfed and cranky, but, that’s the point: I’m in the process of forming some really great new habits and getting rid of some old bad ones.
So lets talk about habits. We all have them, some are good, some are bad. We have all heard “everything in moderation, but smoking crack in moderation or at all is really bad and there is no way to justify that one. How about things like, food, sex, or working out. Ever know a person who works out too much? Like the dudes I’ve seen who go to the gym 9 times a week and have an 8-Pack but are driving around a 94 Toyota Tercel (Not that it’s a bad car) but you know what I mean, something is not adding up.
All this represents is a life out of balance, and it can be fixed and moderated fairly easily if you systematize how you behave and how far you are willing to go to discipline yourself. However if you are a really closed-minded person and you love to do things your own way despite what experience, education or others tell you, well then just stop reading this now, because you’re probably going to throw it out and say it’s bullshit like all the other great ideas everyone has been trying to tell you.
Either way, I am always trying to form and KEEP positive habits, and break bad ones. Usually I break this down in to how I can improve on
these fronts: (By the way, if your interested, I included a work-sheet for this in my last blog post you can download and use yourself.)
1. Mind
2. Body
3. Soul
4. Pocketbook
These are what I consider to be all of the elements that make up a balance. If I don’t have all 4 working harmoniously, then my life is out of balance. I have created a “habit” of spotting when this happens so I can quickly analyze, spot, and correct whats out of balance as quickly as possible before a bad habit is formed. Basically, things in motion tend to stay in motion, so if my habits are bad they are usually getting worse and vice versa. The key is to do a little of something in each area every day and strive for that balance knowing full-well that keeping a perfect balance is damn near impossible to do. Remember, progress not perfection.
So to give an example, I’ll show you what a day in the life for me looks like when trying to keep this balance and form great habits.
Mind – Knowledge is power. If you want to be successful in life, you will have to be smart. Anyone can get luck once and sometimes twice, but in order to keep that success long-term you will always need to be educating yourself about new things and filling your mind with incredible content. So I have recently signed up for a program to teach me Forex Trading. For those of you who don’t know what that is, Forex is an abbreviation for Foreign Exchange Currency Trading. This is something I always wanted to learn because it is a way you can make money from a laptop anywhere in the world. (You can also lose your ass if you don’t know what you’re doing.) So I am attending an institute from 5AM – 9AM Monday through friday (because that’s when U.S. Markets open and Europe’s are closing) and reading the book Forex Mindset by Jared F. Martinez. Along with my daily audios of personal development speakers, my mind is getting filled with knowledge on a daily basis, and because I have to go to bed super early in order to be there at 5AM in the morning. Nothing really productive gets done between the hours of 10PM-1Am except movie watching, bad food in-take and bars. This is a great habit to form, early to rise, early to bed. The early bird gets the worm 🙂
Body – Right now I’m on the 4th day of a 10-Day cleanse consisting of 3 Green Shakes, 15 Aminos, 1/2 Avocado, 1 Apple, a gallon of water, and a shot of Apothe Cherry extract. I know what your thinking WTF? Me too, well it’s working, I’ve lost a couple of pounds, and my body is being cleansed. The point here is that I am using a technique called “total-immersion” to jump-start the process, and immediately break any and all bad addictions and associations I have to any kind of junk food that I like. This means that if I’m really serious, I will cut ALL bad food so I can cleanse and then work my way back to a healthy and necessary diet. Along with this I train MMA 3-4 times a week, surf when there is waves and hit the gym once or twice. Diet = 80% and Fitness = 20% of any functional nutrition plan, and for me going to the gym SUCKS! Why, because I am paying money to run on hamster wheels and lift pieces of metal so the only time I’m there is when there is not MMA training, no waves, it’s to cloudy to skydive and its dark, will I go there. Being outside is SOOO much better.
Soul – Pray, meditate, do some yoga, walk on the beach what ever, but DO NOT neglect your soul. This is your spiritual well-being at stake. This is the people with lots of money who find themselves unhappy and unfulfilled. Well-Duh, if you have all of the material stuff you could ever want and you’re still not happy, obviously there is something a little deeper going on. For me, I neglect this one the most and it takes the most work for me to find a balance in this department. What I do is spiritual group meeting 3 times a week with some light 15-30 minute meditations in between. Sometimes I find myself dreading it but I always feel better when it’s over, kind of like an intense work out. If you have no spirituality or lack there of, I recommend the book “The Art of Happiness” by his holiness the Dalai Lama, and Howard C. Cutler. I’m reading it right now and it’s simple, pro-found and just awesome.
Pocketbook – Money is only emotional when you don’t have enough of it. It is a tool, and when used wrong it will hurt you. Understanding wealth was never learning simply how to make money, but instead learning the practices of how successful people generated and retained “wealth.” So what do I mean by that? A rich person has a lot of money but to be wealthy are two very different things. Rich people make lots of money, wealthy people make lots of money work for them while keeping a balanced life. That’s what I’m going for. Who cares if you’re a millionaire if your to old, to fat, to much of an asshole or don’t have anyone to share it with. This is why the money game needs to be a simple habit of taking the correct indicated actions while managing risk and maintaining a balance.
If you spend all your time making money than that is all you will have, money. I you spend your time making money, taking care of your soul, filling your mind with new and positive things and making sure your body is healthy… Who wouldn’t want to hang out with you!! So, I’m back to it, I shall return in couple days to update you all on the progress and don’t worry, before and after pictures for the 10-Day Transformational Cleanse are coming!!!!
Have a great evening, incredible rest of the week and a fabulous LIFE!
Here is some funny stuff!
by Steve Wolf | Dec 9, 2013 | Business, Health & Wellness, Lifestyle, Mental, Spiritual & Mental, Wellness
Over the past couple of months I have been flung into a lot of change. Change in my career, changes in my personal life and even some loss due to the transitional period.
It seems that every couple of years, this happens to me. At first, I am usually stunned, shocked and then on the defense. Obviously those are natural reactions to finding out you lost some money, a job, or some people you trusted let you down. After the initial feelings pass, my cycle usually includes a kind of mild-depression. Not the type of severe depression where I want to kill myself or anything like that but a mild depression knowing that what I had been working for didn’t quite pan out and that I had been let down by a couple people I liked and respected in business. More importantly Im dealing with the reality that, like that like it or not, change is definitely coming and the depression comes from knowing the type of undertaking that will ensue to get things back on track again. I have always like this model as I think it describes what I go through quite well. 
All to many times I have fallen in to the trap of this mild depression when things aren’t going the way that I want them to go. It’s sneaky, one day your on top of the world and then boom you get knocked on your ass, and then while you are in the process of getting back up to finish the fight, you get the floor pulled out from below only to find yourself surrounded by shit! At this point getting up seems harder, but in actuality the act of “getting up” or fighting through adversity is a learned behavior, and when it’s dark, and there are no visible friends to help you back up, it is that 2nd nature resilience that will save your life, and get you through the hard times quicker.
Let me give you an example.
Most of the people who know me or I have been friends with over the years never saw me or experienced me before I got sober from drugs and alcohol at the age of 16. Before that point in my life I was a bad dude. I lied, cheated, stole and manipulated my way through life. Some people laugh at this comparing themselves at 16 years old to the story I begin to tell them thinking to themselves, “how bad could you really have been?” Well, the specifics themselves are a whole different story for another blog post and if your really interested, pick up my first book The Rich Kid Syndrome. The point is that you don’t get sober at the age of 16 years old because your mom caught you smoking pot one or two times. I got sober because I had severely screwed up my life and was taking everyone down with me to the tune of 5 felonies, 3 misdemeanors, 3 high-schools, 3 rehabs and 2 drug over-doses and all before the ripe young age of 17.
When people experience me now, envisioning a person with a wrap-sheet like I just described is not something that comes to their mind, and for that I am grateful because that it exactly what I am going for. In fact nothing makes me happier than when I have to convince someone that I was actually that bad because that person’s experience with me is so contrary to how I used to live. It is simply a tribute to how much I have really changed, and God knows I have come a long way.
At that time in my life I was plagued with demons and such a warped view of the world. I was very nihilistic and had no spiritual sense so things like Karma or good will never registered as being a way to live ones life. I liked the idea of Anarchy and just living in the moment. I believed that when you died your body just stops and life as you know it stops the way a TV shuts off when power it down.
When you look at the world through this kind of terministic lens, there is no point to do anything but have fun and just try to feel good as much as possible, and that was exactly what I did and I did it at the expense of everyone who came in to contact with me.
This all changed when I was 16, after barley missing death for a second time, I had a spiritual experience and for the first time in my life had the realization that I may have been wrong about how I viewed the world. Yes I was broken, and yes at that time I was deeply depressed, but for the first time I actually felt hope that maybe, just maybe I was put on this earth to do more than just get high and feel good all of the time.
The next feeling I experienced was fear because a want to do something different is nothing with out some kind of game plan or strategy, and I knew that if I stayed around my old town I would be sucked back in to vortex of my addictions and bad influences. I didn’t know it at the time, but I was going through the process for the first time that would forever re-enforce my ability to bounce back after sustaining sever loss and change in my life.
The following two years I lived in a “all-boys” recovery house. This was a crash course for me in the areas tolerance, patience, conflict resolution, resourcefulness and survival. Most of the guys who went through this place didn’t make it. In fact the program was so intense that guys would literally break down and cry. It wasn’t physically hard like a boot-camp per say, but it was psychologically terrorizing to the people who would not go along with the program. The deal was that we followed a set list of rules, or we could leave. No grey area, black and white. During my tenure in the recovery house, and I was introduced to a 12-step program and met my first mentor, my character was built, and from those experiences I learned how to bend and fold with what ever life through at me, but I still struggled with me depression.
Thinking that there was something really wrong with me I went back and fourth with the idea of seeking professional help. In the end I found that when I
was doing something I loved that was positive and up-lifting I felt great and the depression never seem to come back, but when things fell apart, I would fall back in to it. I needed a better way to deal with it than just allowing it weeks to take it’s course. Basically like medicine for the common cold, although a cold is incurable, their are remedies that help make you more comfortable while your body naturally fights it off. I believe that depression is the same way, and even though that may not be the case for everyone, I think most people are mis-diagnosed and put on medications way before they have exercised every natural option at their disposal. The bottom line is that we can’t be happy all of the time, and life will knock you the F$%^#-out sometimes, but being happy as much as possible and limiting the times I am unhappy to the shortest amount of time possible has been the key to my success. The depression has to run it’s course through you, after a couple days, week or two at the most, you should be naturally feeling a little better, if not, much like the cold, you should go seek some professional help maybe.
As I wrote in the beginning of this blog, I am struggling with some things myself so I though why not share my process and my experience with the world so I can help out some people who may be going through the same thing. So for the next 30 days I will be blogging about my transformation. (it’s 30 days because of the length of the program)
So if your going through some hard stuff yourself, you may want to grab a pen and start righting this down because you can do this to jump-start your life and try to snap yourself out of that funk. My process may not cure your completely, but I promise you that if you follow it everyday to the dot, you will feel 1000% better from where you are right now starting off.
Step 1. – Acceptance – Accept what is happening to you, stop fighting it, you lost this one, it didn’t work out, boo-hoo, it’s in the past.
Step 2. – Ask For Help – If your a prideful person like me, you will struggle with this but I always go through this process because people who really care about you want to help you, and if you don’t ask them, they can’t help. No one is invincible, your not fooling anyone, if they are close enough to you they know you are going through some stuff. One more point here, make sure to only ask people you really look up to and respect for help.
Step 3 – Take the Advice – Once you have been given the help and new opportunities present them self, TAKE THE HELP.
Step 4 – Get Humble – Maybe it’s not the glorious job you thought it would be, maybe it just sucks, well it’s only temporary, and I would rather have income and a shit job in between the times Im looking for a better job.
Step 5 – Get out there – Anything is better than you sitting in your house starring at the wall sending 1000 resumes out to online job posts. Even if your just doing your hobbies, go meet people and talk to people about what your going through especially if your in a career transition, this will help you get hired and keep your head out of your ass.
Step 6 – Game Plan – For me it consists of what I am doing daily to better my Mind, Body, Soul, and Pocketbook. Also What I am committing to giving up in my life that is not serving me (including people) and what I am committing to do everyday to better my situation.
****Here is the worksheet that I made that I use.
SteveWolf30DayTransWeek
Step 7 – Honor those Around You – During this time, the ones who are still around you even though things are falling apart are probably your best friends and family. Let them know that you appreciate everything they do for you, the support and for being there for you in your time of need.
Step 8 – When it gets better, pay it forward – Remember that what ever you are going through will pass. It will stop hurting and things will eventually get better. So when the do and someone comes to you in a time of need, remember what the people close to you did to help you, kind of like what I am doing right now sharing this process with you, they listened, advised, and counseled, so now it’s your turn to go do the same.
Here is a fun quote
“Success is not built on success. It’s built on failure. It’s built on frustration. Sometimes its built on catastrophe.”
-Sumner Redstone
Here is an awesome clip to help give you some motivation and feel good.
httpvh://www.youtube.com/watch?v=VHWUCX6osgM
by Steve Wolf | Oct 25, 2013 | Business, Giving Back, Lifestyle
Are you out there grinding looking for work daily and coming up with nothing? Is your future looking more and more insecure as the days go by? With the government in turmoil, the job market in the trash can and with colleges teaching out-dated information at an inflated overpriced rate what are young people going to do about the future of America? I haven’t received a W-2 since I was 18 years old. What that means for you non-entreprenuers is that I have been self-employed for pretty much my entire adult working life. There are pro’s and con’s to being an entrepreneur. I have found myself explaining this concept to many people over the last month, and once it had come up a number of times, I feel as if the world is telling me that I should write about it and share the experience with an audience so everyone can partake in the learning process.
It has always been my dream to live in a place of abundance where I would always be in a position to help people. Never have I felt more satisfied than when I owned my company and I could employ people helping them to earn a living to support themselves and their family. When I started my first business, it was not my intention to help people get Jobs. I was just trying to survive. I was way in over my head, and probably to young, and to inexperienced to be operating my company, but I forged through it and even though I made many mistakes, I managed to have success with it. What I found was that it was the need of my employees that at times became even more important than what I was trying to do for myself. Let me give you an example. One of the saddest days of my business life was shutting down my brokerage firm when the market tanked. Not only was I in for some serious financial strains, but the guys I had to let go were depending on me to keep the doors open. Unless you are an owner, you will never understand what it’s like going to bed at night knowing that what ever decisions you make with your company good or bad will positively or negatively affect the lives of those who are working for you. It’s a lot of weight to carry and at times I have questioned even my ability to take on so much responsibility.
You see, in the beginning I believe everyone’s intentions are good, but when you start adding the loss of money in the equation, coupled with lots of opportunities in a market place and a lack of overall work ethic, the loyalty starts to dwindle, and people start betraying each other. No one understands this more than I do. I consider myself to be “old-School,” and what I mean by that is that I still live by the values that my fathers and grand-fathers generation showed my through hard work and loyalty. I watched my dad (who was a doctor) get up and go to work 5-6 times a week commuting back and forth from LA to San Diego waking up at 4 in the morning to beat traffic at times. He did that for more than 35 years running 4 medical practices. Sometimes the thought of working as hard as he did just seemed impossible for me to do. As I grew up a little more, and started my first company I learned real quick why my Pop’s put in 60 hour weeks. It wasn’t just about him, he had a family to support and people who depended on him like his employees.
These videos describe exactly how I feel, they are entertaining, but also very scary at the same time!
httpvh://www.youtube.com/watch?v=wTjMqda19wk
httpvh://www.youtube.com/watch?v=3YR4CseY9pk
So what are we going to do about? Well, I know what I am going to do, but do you. That’s the real question. The American Entrepreneurial spirit is the single greatest asset I believe we have ever had. It was born out of the idea that the framers of the constitution had about starting a free nation where capitalism was the model and politicians feet were truly held to the fire. So what do you call a bail out, socialism, or to me the same conservatives that demonized disadvantaged people for taking government subsidized money doing the same exact thing. There is no difference between a welfare check and bailed out money, it all comes from our tax dollars.
The sad fact is that sometime in the last 10 or 15 years, we just stopped caring about what important. We got lazy, allowed ourselves to go in to debt, allowed elected officials to run our country in to the brink of economic collapse while the super rich took advantage of the middle class widening the gap between rich and poor. By the time a few of us woke up and tried to do something about it, it was already to late, the damage was done. These days I find my heart bleeding out to those who will listen trying to get as many people as I can to be at least knowledgable about what going on and how they can do something about. Unfortunately, most people are to beat down and hungry looking for work and trying to figure out how to just survive day-to-day that they forgot all about the fact that the system they are trying to operate in is completely and catastrophically Broken!
Until we are ready to stop complaining, get off our asses, and do something about it, we’re screwed and it’s only going to get worse. Working in Multi-Level-Marketing for such a long time I have seen just how un-interested the younger generation is to doing hard work. Most college students believe they are going to make 100k + per year after college when I know the 85% of them will be moving back in with their parents after college. We cannot fix a problem until we admit there is one. I admit, there is a problem, when a guy like me, a self started that has had years of experience in business successfully is having a hard time putting deals together, I know how bad everyone else is struggling. You can’t find jobs because guys like me who create jobs are having an incredibly hard time forging through a broken market to create new or innovative industry to give you employment. That coupled with older generations unwilling to leave the work force due to their own lack of financial security is making for another economic melt down. Not the fake one you saw 5 years ago, but the one that is about to ensue when the job creators and entrepreneurs of this country decide to leave seeking fortunes elsewhere because of how broken everything is here.
The Zombie apocalypse had already happened, if you don’t believe me, just go to your local mall, sit in the food court for an hour and watch all the people go through there. If you’re not convinced by then, that’s because your one of time 🙂 At some point, I have to assume that the city has been over run by zombies and that it is time to save myself! I cannot help anyone who doesn’t want it, and God knows I have tried over the past couple of years.
I will continue to fight for you until you wake up. However, I will not die trying to fight for you if you don’t care. If that’s the case I’m moving to Bali and you can all be on your own out here. So wake-up, because the Calvary isn’t coming, the government is not going to fix this, it’s not your parents responsibility to fix it, a college degree won’t help, or a masters, or a ph.D. Stop tweeting, stop posting funny videos on Facebook to distract the masses from paying attention to what really matters and get out and do some F%&*%^ work. Good old fashion Entrepreneurial American handwork like your gramps used to do.
So if you want to learn more about what makes me tick, and more about what I wrote here, check out my latest book.
by Steve Wolf | Aug 1, 2013 | Business, Lifestyle
I am 29 years old and live in America. I was born in Los Angeles, grew up with two parents (who haven’t gotten divorced) that both have college educations and raised me to never depend on the government to get by.
Over the past couple of years as I have struggled to keep business’ going and find new ways to create jobs and security for myself and people I work with. I can’t help but notice the decaying archaic system that we live in.
First let’s do some comparisons.
Education
In 1970, a year of tuition at a public university cost was $1207 and the most recent year of data available, 2007, a year of tuition at a public university cost $11,034. That represents an annual average increase of 6.2%, which, if you applied it to the 2007 price, gives you an estimated 2010 cost of a year of education as being $13,216. That’s a 994% increase in the cost of a four-year degree.
Housing
The median price of a home sold in the United States in January 1970 was $23,600. The median price of a home sold in the United States in January 2011 was $240,100. That’s an increase of 917%, one on par with the jump in education prices. If you live in California, you will be able to pay off your house when you are 140 years old 🙂
Medical / Dental
Well lets put it this way. 3 months ago, I got injured in Bali Indonesia. I hit the Reef surfing, got bit by a money, fell off a motor scooter, and got my neck tweaked doing jiu-jitsu. I spent 1/2 a day in the hospital, got a rabies shot, stitches, bandages, antibiotics and saw a chiropractor to adjust my neck. Total Coast – About 1.2 million rupia or about $120 U.S.
2 weeks go I had to go the hospital and spent 3 hours there to be treated for my tonsils swelling , I was given two I.V. bags of saline solution, a steroid injection and some pain meds. Total Cost $6,800 and $2,200 to me after insurance paid for it! By the way, I have full coverage medical insurance @ $154 per month which has increased 20% every year, and this was the first time in 5 years I have ever been to the hospital. I’m in perfect health, don’t drink, smoke or do any drugs.
I went to see the dentist a week ago for a teeth cleaning. Turns out I needed 4 fillings, and a crown, they estimated it would cost $4,100!!!!!!! But 3 months ago I was in Lima Peru, and had a dentist re-do 4 fillings and it cost me $90. So I think I’ll head down to mexico to get my teeth done there.
By now your probably trying to come up with 100 excuses why were still the best country in the world. Well depending on where you’re at, that statement is subjective. If all my friends who are 50+ years old and have worked their whole lives are doing ok now if…..
-They have saved some money
-own some property
-Have a skill set or job that will not become completely replaced in the next couple of years.
Older people are not making ANY new investments, because they have no expendable cash now and if they do have cash, the amount of risk they would be taking now is GREATER THAN EVER BEFORE. Not to mention, if they have kids, they are trying to support them because there is far less work out there then when they were young.
Time for a reality check…..
America is not getting better. The same people who collapsed this economy in 2005 are still running shit. That’s why nothing is different. Rich people will continue to stay in power and get more rich not because they are taxed more or less but because they have money to invest, and you DON’T. You also have no way to attain wealth because there is no school or education that you can get that is going to 100% guarantee your success. The barrier of entry is simply 1000 times greater than when my generations parents were growing up.
Politicians are crooks (generally) and don’t give a shit about anything except getting re-elected and taking care of their own. If you think going to the polls once a year is going to help, let me know how that working out for you.
Bottom line is that were way over due for a revolution.
The saddest part is that my generation and all the ones behind me a brainwashed. If you don’t believe me here is the test…..
Answer these questions to yourself.
1. Who is Brad Pitt Married too?
2. Name 2 current supreme court judges. (There are 9 total, just name 2)
3. What was loud obnoxious girl on the Show “Jersey Shore” who was kind of fat and always talking shit?
4. Could you file your own Tax return with no help from a CPA?
5. Who won American Idol last year?
6.Who is your local district congress person?
7. What statement is the rapper Lil John best known for?
8. How is your FICO score generated?
9. Whats the hottest night club in Vegas right now?
10. Do you know the requirements to obtain a mortgage to buy a home and how much you would need to put down on that house?
11. In the last year, have you bought a Starbucks, Flat Screen TV, gaming system (Wii, X-Box etc.) or have cable T.V.
12. In the last year have you saved 25% or more of your income, invested in your retirement or some kind income producing asset?
Answers:
If you could answer all of the odd questions, congratulations, your part of the problem. They mean absolutely NOTING. If you know the answers, it will never help you in life what so ever and the fact that you have spent time learning these things and absorbing that information shows how brain washed and conditioned to learning useless information that you are. More importantly, that useless knowledge has consumed valuable space in your brain that could have been allocated to some shit that actually matters. Stop watching TV, throw your Xbox in the trash, save the money your spending on cable on $6 coffee’s at Starbucks.
If you could answer just 1 of the even questions, you’re doing better than 95% of current youth of America. If you could answer 1/2 of the even questions correctly, you have a chance, and if you got them all, you might just be able to make a life for yourself and will probably even survive the Zombie Apocalypse if we have one.
The fact of the matter is that I bet you knew all the answers and possess all kinds of knowledge about a bunch of stuff that doesn’t matter. It’s not entirely your fault, there is a ver y calculated, sinister group of elitist rich people who have found the best possible ways to keep you distracted from anything that matters. If you are one of the few who have figured this out, congratulations, you have my respect, support and friendship.
The even questions cover the following.
–The people who decided what is and is not constitutional.
–Everyone will have to file Tax returns every year for the rest of your life. (So why didn’t they teach that in college)
–Your local congress person is the only say that represents you on a state level, if you don’t even know who that is, when you don’t like something about where you live how do you intend to change that?
–If you have credit cards, debt, a lease, car payment or loan including school loans, you have something called compounding interest getting you further and further from ever generating wealth guaranteeing that you will never retire, you will be a slave. The government wants this, who else is going to pay off the 16 trillion debt that we have racked up over the past ten years.
–Again, if buying a house is a part of the American dream, why don’t they teach that in College too. Simple math, Median Home price in California is $417,000 meaning that if you were ever going to buy some thing you would need to have a 680 or better FICO score and about $85,000 to put down. How much money do you have in the bank right now.
–We are only taught to get in to debt, no one teaches us how to save money. This is why you don’t have the 85K you need to put down on a home to buy 🙂 They don’t teach how to do this is college either, I would know, because I went there.
So in summary, I agree with this dude…. And I think I’m relocating to Bali Indonesia REAL SOON! But if your serious, and you want to learn a new way, or your sick of struggling and want to learn how to fight the system back and make money despite all of the bullshit, Contact me here.
httpvh://www.youtube.com/watch?v=yeKSkb1bEqc
